:root{--navy:#0A3D78;--navy2:#123E72;--navy3:#234F9A;--teal:#18A7A6;--teal2:#49C2C7;--orange:#F47C20;--gold:#F9B233;--light:#F2F4F7;--card:#fff;--border:#e0e4ec;--input:#d4d8e0;--text:#5a5e6a;--heading:#1a1e2a;--muted:#8a8e9a;--success:#67c23a;--g1:linear-gradient(135deg,#0A3D78,#234F9A,#49C2C7);--g2:linear-gradient(180deg,#18A7A6,#49C2C7);--g3:linear-gradient(135deg,#F47C20,#F9B233);--g4:linear-gradient(135deg,#0A3D78,#18A7A6);--g5:linear-gradient(90deg,#123E72,#18A7A6)}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:Inter,-apple-system,BlinkMacSystemFont,sans-serif;background:var(--light);color:var(--text);font-size:15px;line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{text-decoration:none;color:inherit}
img{pointer-events:none;-webkit-user-drag:none;-webkit-user-select:none;user-select:none;-moz-user-select:none}
.container{max-width:1100px;margin:0 auto;padding:0 24px}

/* Header */
.header{background:rgba(255,255,255,.85);backdrop-filter:blur(24px);-webkit-backdrop-filter:blur(24px);border-bottom:1px solid rgba(10,61,120,.06);position:fixed;top:0;left:0;right:0;height:60px;z-index:100;display:flex;align-items:center}
.header .container{display:flex;align-items:center;justify-content:space-between;width:100%}
.tagline{font-size:12px;color:var(--muted);padding:4px 14px;border-radius:20px;border:1px solid rgba(10,61,120,.06);background:rgba(10,61,120,.03)}

/* Hero */
.hero{min-height:100vh;display:flex;align-items:center;padding-top:60px;background:linear-gradient(180deg,#f0f4fa 0%,#fff 50%,var(--light) 100%);position:relative;overflow:hidden}
#particles,#glowCanvas{position:absolute;inset:0;pointer-events:none}
#particles{z-index:2}#glowCanvas{z-index:1}
.hero-mesh{position:absolute;inset:0;pointer-events:none;z-index:0;background:radial-gradient(ellipse 70% 40% at 20% 30%,rgba(10,61,120,.06) 0%,transparent 60%),radial-gradient(ellipse 50% 30% at 80% 70%,rgba(24,167,166,.04) 0%,transparent 50%);animation:meshShift 12s ease-in-out infinite alternate}
@keyframes meshShift{0%{transform:scale(1)}100%{transform:scale(1.03) rotate(1deg)}}
.hero-grid{position:absolute;inset:0;pointer-events:none;z-index:0;background-image:linear-gradient(rgba(10,61,120,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(10,61,120,.025) 1px,transparent 1px);background-size:60px 60px;-webkit-mask-image:radial-gradient(ellipse 60% 50% at 50% 30%,#000 25%,transparent 70%);mask-image:radial-gradient(ellipse 60% 50% at 50% 30%,#000 25%,transparent 70%)}

.orb{position:absolute;border-radius:50%;pointer-events:none;z-index:0}
.orb.o1{width:550px;height:550px;top:-250px;right:-150px;background:radial-gradient(circle,rgba(10,61,120,.06) 0%,transparent 70%);animation:orb1 25s ease-in-out infinite}
.orb.o2{width:450px;height:450px;bottom:-200px;left:-150px;background:radial-gradient(circle,rgba(24,167,166,.05) 0%,transparent 70%);animation:orb2 30s ease-in-out infinite}
.orb.o3{width:300px;height:300px;top:40%;left:40%;background:radial-gradient(circle,rgba(10,61,120,.03) 0%,transparent 70%);animation:orb3 22s ease-in-out infinite}
.orb.o4{width:200px;height:200px;top:20%;right:30%;background:radial-gradient(circle,rgba(244,124,32,.04) 0%,transparent 70%);animation:orb1 28s ease-in-out infinite reverse}
.orb.o5{width:350px;height:350px;bottom:10%;right:5%;background:radial-gradient(circle,rgba(10,61,120,.03) 0%,transparent 70%);animation:orb2 20s ease-in-out infinite}
@keyframes orb1{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(70px,-50px) scale(1.08)}}
@keyframes orb2{0%,100%{transform:translate(0,0)}33%{transform:translate(-50px,70px) scale(1.05)}66%{transform:translate(40px,-40px) scale(.95)}}
@keyframes orb3{0%,100%{transform:translate(0,0)}25%{transform:translate(60px,-40px)}50%{transform:translate(-30px,50px)}75%{transform:translate(40px,30px)}}

.shape{position:absolute;pointer-events:none;z-index:0}
.shape.s1{width:60px;height:60px;border:2px solid rgba(10,61,120,.06);border-radius:50%;top:12%;left:6%;animation:drift 35s linear infinite}
.shape.s2{width:40px;height:40px;background:rgba(10,61,120,.04);border-radius:12px;top:78%;right:10%;animation:drift 40s linear infinite reverse}
.shape.s3{width:50px;height:50px;border:2px solid rgba(10,61,120,.04);border-radius:50%;bottom:15%;left:18%;animation:drift 32s linear infinite}
.shape.s4{width:28px;height:28px;background:rgba(24,167,166,.05);border-radius:8px;top:22%;right:32%;animation:drift 38s linear infinite reverse}
.shape.s5{width:35px;height:35px;border:2px solid rgba(10,61,120,.05);border-radius:50%;top:65%;left:4%;animation:drift 30s linear infinite}
.shape.s6{width:20px;height:20px;background:rgba(244,124,32,.04);border-radius:6px;bottom:40%;right:25%;animation:drift 35s linear infinite}
.shape.s7{width:45px;height:45px;border:2px solid rgba(10,61,120,.03);border-radius:50%;top:35%;left:50%;animation:drift 45s linear infinite reverse}
@keyframes drift{0%{transform:translate(0,0) rotate(0deg)}25%{transform:translate(140px,70px) rotate(90deg)}50%{transform:translate(70px,150px) rotate(180deg)}75%{transform:translate(-70px,50px) rotate(270deg)}100%{transform:translate(0,0) rotate(360deg)}}

.hero .container{position:relative;z-index:3;display:flex;align-items:center;gap:60px;padding:30px 24px 40px}
.hero-text{flex:1;max-width:500px}
.hero-badge{display:inline-flex;align-items:center;gap:6px;padding:6px 14px;background:rgba(10,61,120,.06);border:1px solid rgba(10,61,120,.1);color:var(--navy);border-radius:6px;font-size:12px;font-weight:500;margin-bottom:20px}
.hero-text h1{font-size:42px;font-weight:700;color:var(--heading);line-height:1.15;margin-bottom:14px;letter-spacing:-.8px}
.hero-text h1 em{font-style:normal;background:var(--g1);-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.hero-text p{font-size:15px;color:var(--muted);line-height:1.7;margin-bottom:30px;max-width:420px}
.hero-btns{display:flex;gap:12px;flex-wrap:wrap}
.hero-btns a{padding:14px 32px;border-radius:8px;font-size:14px;font-weight:500;text-decoration:none;display:inline-flex;align-items:center;transition:all .3s}
.hero-btns .primary{background:var(--g1);color:#fff;box-shadow:0 4px 20px rgba(10,61,120,.2)}
.hero-btns .primary:hover{transform:translateY(-2px);box-shadow:0 8px 32px rgba(10,61,120,.3)}
.hero-btns .secondary{border:1.5px solid rgba(10,61,120,.1);color:var(--text);background:rgba(255,255,255,.7)}
.hero-btns .secondary:hover{border-color:rgba(24,167,166,.4);color:var(--navy);transform:translateY(-2px);background:rgba(255,255,255,.92)}
.hero-visual{flex:1;display:flex;justify-content:center;perspective:1200px}

/* 3D Card */
.card-3d{width:320px;height:190px;border-radius:16px;background:var(--g1);padding:24px;color:#fff;box-shadow:0 25px 60px rgba(10,61,120,.25);transform-style:preserve-3d;transition:transform .06s;position:relative}
.card-3d::before{content:'';position:absolute;inset:0;border-radius:16px;background:linear-gradient(135deg,rgba(255,255,255,.12) 0%,transparent 50%,rgba(0,0,0,.05) 100%);pointer-events:none}
.card-3d .ct{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:20px;position:relative;z-index:1}
.card-3d .ct span{font-size:11px;text-transform:uppercase;letter-spacing:1px;opacity:.6}
.card-3d .chip{width:34px;height:24px;background:var(--g3);border-radius:4px;box-shadow:0 2px 8px rgba(244,124,32,.3)}
.card-3d .bal{font-size:30px;font-weight:700;letter-spacing:1px;margin-bottom:20px;position:relative;z-index:1}
.card-3d .cb{display:flex;justify-content:space-between;font-size:11px;opacity:.45;position:relative;z-index:1}

/* Stats */
.stats{background:#fff;padding:32px 0;border-bottom:1px solid var(--border)}
.stats .bar{display:flex;gap:48px;padding:24px 40px;background:var(--light);border-radius:14px;flex-wrap:wrap;justify-content:center;border:1px solid var(--border)}
.stat{text-align:center}
.stat b{font-size:28px;font-weight:700;background:var(--g1);-webkit-background-clip:text;-webkit-text-fill-color:transparent;display:block;line-height:1.1}
.stat span{font-size:12px;color:var(--muted)}

/* Sections */
.section{padding:60px 0;background:#fff}
.section h2{font-size:24px;font-weight:600;color:var(--heading);text-align:center;margin-bottom:6px}
.section h2 em{font-style:normal;background:var(--g1);-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.section .sub{text-align:center;color:var(--muted);font-size:14px;margin-bottom:36px}
.grid{display:flex;gap:20px;flex-wrap:wrap;justify-content:center}
.card{flex:1;min-width:240px;max-width:320px;background:var(--card);border:1px solid var(--border);border-radius:12px;padding:28px 24px;transition:all .35s;position:relative;overflow:hidden}
.card::before{content:'';position:absolute;top:0;left:20px;right:20px;height:2.5px;background:var(--g1);border-radius:0 0 6px 6px;transform:scaleX(0);transition:transform .4s}
.card:hover{box-shadow:0 12px 40px rgba(10,61,120,.04);border-color:#c0c8d4;transform:translateY(-6px)}
.card:hover::before{transform:scaleX(1)}
.card .icon{width:38px;height:38px;background:rgba(10,61,120,.06);border-radius:8px;display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.card h3{font-size:14px;font-weight:600;color:var(--heading);margin-bottom:4px}
.card p{font-size:13px;color:var(--muted);line-height:1.7}

/* Trust */
.trust{background:var(--light);padding:32px 0;border-bottom:1px solid var(--border)}
.trust .container{display:flex;justify-content:center;flex-wrap:wrap;gap:20px}
.trust-item{display:flex;align-items:center;gap:10px;font-size:13px;color:var(--muted);padding:12px 20px;background:#fff;border:1px solid var(--border);border-radius:8px;min-width:160px;flex:1;max-width:200px;transition:border-color .2s}
.trust-item:hover{border-color:var(--teal)}
.trust-item svg{width:18px;height:18px;color:var(--navy);flex-shrink:0}

/* Contact */
.contact-sec{padding:60px 0;background:#fff}
.contact-sec h2{font-size:24px;font-weight:600;color:var(--heading);text-align:center;margin-bottom:6px}
.contact-sec h2 em{font-style:normal;background:var(--g1);-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.contact-sec .sub{text-align:center;color:var(--muted);font-size:14px;margin-bottom:32px}
.cf-wrap{max-width:520px;margin:0 auto;background:#fff;border:1px solid var(--border);border-radius:14px;padding:32px}
.cf{display:flex;flex-direction:column;gap:16px}
.cf .fg{display:flex;flex-direction:column;gap:5px}
.cf label{font-size:13px;font-weight:500;color:var(--text)}
.cf input,.cf textarea,.cf select{height:44px;border:1.5px solid var(--input);border-radius:8px;padding:0 14px;font-size:14px;outline:none;font-family:inherit;background:#fff;color:var(--text);transition:border-color .15s}
.cf input:focus,.cf textarea:focus,.cf select:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(24,167,166,.1)}
.cf textarea{height:120px;padding:12px 14px;resize:vertical}
.cf button{height:46px;background:var(--g1);color:#fff;border:none;border-radius:8px;font-size:15px;font-weight:500;cursor:pointer;transition:all .25s;box-shadow:0 4px 16px rgba(10,61,120,.15)}
.cf button:hover{transform:translateY(-2px);box-shadow:0 8px 28px rgba(10,61,120,.25)}
.success-msg{display:none;text-align:center;padding:32px 24px}
.success-msg .check{width:52px;height:52px;margin:0 auto 14px;background:#e8f5e9;border-radius:50%;display:flex;align-items:center;justify-content:center}
.success-msg .check svg{width:26px;height:26px;color:var(--success)}
.success-msg h3{font-size:17px;font-weight:600;color:var(--heading);margin-bottom:4px}
.success-msg p{font-size:13px;color:var(--muted)}

/* Footer */
.footer{background:#fff;border-top:1px solid var(--border);padding:28px 24px;text-align:center}
.footer .container{display:flex;flex-direction:column;align-items:center;gap:14px}
.footer-copy{font-size:12px;color:#bbb}

/* Reveal */
.reveal{opacity:0;transform:translateY(50px);transition:all .8s cubic-bezier(.25,.46,.45,.94)}
.reveal.visible{opacity:1;transform:translateY(0)}

/* MOBILE */
@media(max-width:900px){
  .container{padding:0 20px}
  .hero .container{flex-direction:column;text-align:center;gap:40px;padding-top:40px;padding-bottom:50px}
  .hero-text{max-width:100%}
  .hero-text h1{font-size:30px}
  .hero-text p{margin:0 auto 28px;max-width:100%}
  .hero-btns{justify-content:center}
  .hero-btns a{padding:14px 24px;font-size:14px}
  .hero-visual{width:100%}
  .card-3d{width:280px;height:170px;margin:0 auto}
  .stats{padding:24px 0}
  .stats .bar{gap:24px;padding:20px 24px}
  .stat b{font-size:22px}
  .grid{flex-direction:column;align-items:center}
  .card{max-width:100%}
  .card h3{font-size:15px}
  .card p{font-size:13px}
  .section{padding:40px 0}
  .section h2{font-size:20px}
  .section .sub{font-size:13px;margin-bottom:28px}
  .trust{padding:24px 0}
  .trust .container{gap:12px}
  .trust-item{font-size:12px;padding:10px 14px;min-width:0;max-width:none;flex:1 1 calc(50% - 12px)}
  .contact-sec{padding:40px 0}
  .contact-sec h2{font-size:20px}
  .cf-wrap{padding:24px 20px}
  .cf input,.cf textarea,.cf select{height:48px;font-size:16px}
  .cf textarea{height:120px}
  .cf button{height:48px;font-size:15px}
  .tagline{font-size:11px;padding:3px 10px}
}
@media(max-width:480px){
  .hero-text h1{font-size:26px}
  .card-3d{width:260px;height:155px}
  .card-3d .bal{font-size:26px}
  .hero-btns a{padding:12px 20px;font-size:13px}
  .stats .bar{gap:16px;padding:16px}
  .stat b{font-size:20px}
  .orb.o1,.orb.o2,.orb.o4,.orb.o5{display:none}
  .shape.s2,.shape.s4,.shape.s6,.shape.s7{display:none}
}